Noticed with interest that a town local to us here in the North East, Middlesbrough, gets a mention for not recovering as quickly as other areas in the country. A mortgage is  a very big commitment no matter where you live especially in light of the news today about the 'Bank of Mum and Dad' predicted lending of  almost 5 billion pounds in 2016. This works out at 25% of all mortgage transactions. It's also worth remembering the government's 'Help To ISA'. Details of how it can work for first time buyers over on the blog >>